GENERAL FUNCTION: Provide support to relationship managers, with large or Upper Middle Market portfolios that have very complex degree of difficulty, in their daily duties in underwriting and monitoring credit, existing and proposed credit requests, providing high level customer service support, assisting in cross sell effort and performing special projects for the department manager. Prepares documentation required for the processing of loans, reviews status of existing loans, takes appropriate action on loans that are mature or past due, and assists relationship managers in loan closings. Commercial Portfolio Manager III are expected to solicit participations in the public debt issuance of their clients and/or provide support for RMÆs with similar duties. Current policy limits participation to those clients that have 'investment grade' credit ratings. ESSENTIAL DUTIES & RESPONSIBILITIES: * Supports the Department Manager, Team Leader, and/or Relationship Managers in their sales and credit underwriting efforts including industry and company research, Blue memo preparation and assisting in the sales proposal process, including accompanying the Relationship Managers on customer and prospect calls, and various other sales/customer oriented projects. * Completes all requirements of loan bookings, to include all preparation, review, documentation and filing. * Develops a working knowledge of all customers, businesses, and prospect opportunities. * Responsible for all loan document preparation, including third party document coordination, completion and review. * Collects and reviews all required collateral information. * Reviews current account status, to include but not limited to, Past Due accounts and Notes Matured. Makes appropriate recommendations for these accounts. * Supports the Relationship Manager in monitoring on n on-going basis information concerning customer performance, abilities, and industry to determine that loan is an acceptable risk. This will consist of but not be limited to statement, covenant and insurance tracking, Dual Risk Rating updates, and Admin Loan Status Report updated and other commercial scorecard items. SUPERVISORY RESPONSIBILITIES: Nonedf-dr
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED BachelorÆs degree in accounting, finance or economics preferred. 5+ years of credit analysis and/or loan review experience, preferably in the banking industry. Or an advanced business degree with 5+ years of business related experience. Must be proficient in basic software applications such as Microsoft Word and Excel. Familiarity with the BankÆs internal applications is a plus.