Senior Underwriter
Location: Washington - Spokane
Job Code: 2953
FLSA Status: Non-Exempt
Employment Duration: Full Time
Description
We're growing!
The duties and responsibilities of this position encompass the underwriting of Conventional, FHA and VA loans in accordance with company and investor guidelines.
ESSENTIAL FUNCTIONS:
Complete a thorough analysis of entire loan package to determine compliance with company, investor, and FHA/VA guidelines. Provide training for Loan Officers, when needed.
Be available to Production and processing staff for questions in general or for specific loan files.
Understand and review Residential appraisals.
Understand and maintain a thorough knowledge of all company, investor, correspondent programs and requirements.
Calculate qualifying income including analyzing tax returns and financial statements.
Assume additional duties as they arise, cross-train within the department, and be responsive to changing needs within the department.
QUALIFICATIONS:
Minimum of two years of senior level loan processing or loan underwriting experience.
Possess good judgment, ability to accept responsibility and handle confidential information.
Good at problem solving, researching, and decision making.
Willing to work overtime, when needed, to maintain an acceptable response time to our production staff, as outlined by manager.
Excellent communication skills: phone, personal contact and written.
Able to work as part of a team, as well as independently, and with people of diverse backgrounds.
Maintain effective communication and working relationship with manager, co-workers, branches, home office departments, correspondents and brokers.
Must be a self-starter, dependable, accurate in completing responsibilities with strong attention to detail and organizational skills.
Professional in standards, skills and manner of dealing with others.
Able to accept and facilitate change whether indicated by corporate needs, market, or regulatory requirements.
Data entry skills and computer skills.
HomeStreet Bank is an Equal Opportunity Employer